Lender-Grade Work Products

See the Work Before You Engage

The packages below are real CCC work products — identities fully anonymized — representing our standard of analysis, transparency, and presentation.

Why We Show You the Risks

Every deal has something a lender could object to. The question is whether you find it in our package — clearly explained with context and mitigants — or whether you discover it after 45 days of underwriting. We surface every material risk upfront so lenders who cannot move forward can say so quickly, and lenders who can move forward already trust the analysis.

Sample Package

Lender Deal Summaries

A complete, submission-ready lender package — presented exactly as circulated to lenders.

Conventional Line of Credit — Working Capital

Vantage Workforce Solutions

Engineering & Technical Staffing · Denver, CO · 22-Page Package
$3.5M LOC Requested
1.42x DSCR
90%+ IG Receivables

The Credit Story

An established 30-year-old Denver contract staffing company — placing engineering and technical personnel on energy, hydro, and infrastructure projects — needed to replace its incumbent bank relationship and consolidate a related-party shareholder note into a single clean revolving facility.

The A/R book was anchored by investment-grade clients representing 90%+ of receivables. The largest single client (67.7% of A/R) is spread across 13 discrete contracts, each with its own funding source and billing cycle — making it a portfolio of exposures, not a single-name bet.

The deal required detailed borrowing-base analysis, a 1.25x DSCR retention solve, and a companion CRE refinance of the company's office building — packaged as a separate credit but documented alongside the LOC.

"The package gave the lender everything they needed to underwrite independently — aging, concentration, coverage in multiple scenarios, cap table, and guarantor global cash flow — before a single meeting was requested."

Full Package — 22 Pages

All client, principal, and lender names have been replaced with clearly fictional substitutes. Financial figures are unchanged.
Sample Work Product

SBA Financing Feasibility Assessment

The deal screen is a written financing feasibility analysis delivered before you make an offer. It tells you whether the business is SBA-eligible, what price it can actually carry, and what risks a credit committee will raise — all before you are committed to a price or a lender.

SBA 7(a) & 504 — Business Acquisition + Real Estate

XYZ Plastics, LLC — Redacted Sample

Vertically integrated engineered polymer and thermoplastic manufacturer. Buyer evaluating a full business-plus-real-estate acquisition using SBA 7(a) and 504 financing. This 25-page assessment covers SBA eligibility across all gates, earnings underwriting on two rate cases, five deal structure variants, a standalone 504 real estate analysis, and a detailed risk register — delivered before the buyer made an offer. All identifying details have been removed; every financial figure and structural conclusion is unchanged from the delivered document.

Loan Type: SBA 7(a) + 504
Transaction: $3.75MM Total
DSCR: 1.87x at Recommended Structure
Pages: 25
Company name, buyer and seller identifiers, city, state, and specific product niche have been changed or generalized. Every financial figure, ratio, coverage table, structural conclusion, and rule citation is unchanged from the delivered assessment.
Optional Add-On

Enhanced Feasibility Analysis

Buyers who need more depth before writing an offer can add deal structure engineering, variant comparisons, real estate allocation analysis, and five specific LOI economic terms ready to drop into your letter of intent. Pricing varies by engagement.

Start a Conversation

Ready to Put This to Work for Your Deal?

Every engagement starts with a conversation — no obligation. A $1,000 retainer covers your first 3 hours; additional time is $333/hour. Success fee at closing is typically 1% with a $5,000 minimum.